Margin Lending

Margin lending (or Gearing) is a tax effective way of borrowing against your share and managed fund investments to increase the overall value of your portfolio. Put simply, it is a strategy of borrowing money to make an investment.

Margin Lending increases the value of your investments allowing greater diversification and potential returns with tax deductible interest. However, it is not a suitable investment strategy for everyone. We can advise whether margin lending and or Gearing is worthwhile for you. There are many types of gearing facilities, these in appropriate order of finance costs (lowest to highest) include:

  • Geared Share Funds
  • Home Equity Loans
  • Margin Lending, including installment gearing
  • Installment Warrants
  • Protected Equity Loans and other structured debt products.

Tax Planning

Long term tax planning impacts as much on wealth creation as investment planning. We can provide whole-of-life tax planning to supplement your year to year tax planning provided by your accountant.

Ideally, you will work with our Accountant (Leonardo Vargiu FCA), or alternatively, we can work with your accountant to ensure that the tax advice that they provide to you is incorporated into the financial planning process.